Tonya is a Retirement Income Certified Professional (RICP®), a Chartered Mutual Fund Counselor (CMFC®), and a Chartered Retirement Planning Counselor (CRPC®). Her knowledge of the UF Health retirement plan is extensive after spending her first six years in Florida as a Lincoln Retirement Consultant. With over a decade of experience in the financial industry, she motivates her clients to take positive actions that can result in better retirement outcomes.